
SmartLoan
Do you need to make a call but don't have the balance? Get a SmartLoan!
If you need to send an SMS or make a call but you’ve got insufficient balance, get a SmartLoan to see you through! You can borrow 20 cents, 50 cents, 1 USD or 2 USD, and pay it back later when you next top up.
As long as your loan amount is 60 cents or less, you can also request a second loan, even if you haven’t yet paid back your first one!
We’ve got you covered with SmartLoan.
- 20 cents
- 50 cents
- 1 USD
- 2 USD
- 5 cents
- 10 cents
- 20 cents
- 40 cents
Benefits
- Borrow whenever you need to
- Simply top up to pay it back
- A range of different SmartLoan amounts – from 20 cents to 2 USD
- Take out a second SmartLoan even if you haven’t yet repaid your first one

SmartNas
Control and manage your balance, subscribe to services, top up and get more done anytime, anywhere.
GET SMARTNAS
F.A.Q.
What is SmartLoan?
When you run out of balance and want to make a call, send an SMS or use the Internet, you can request a SmartLoan. You can then repay the loan the next time you top up.
How do I get a SmartLoan?
- To request a 20 cents SmartLoan, please dial *911*20#
- To request a 50 cents SmartLoan, please dial *911#
- To request a $1 SmartLoan, please dial *911*100#
- To request a $2 SmartLoan, please dial *911*200#
Can I take out a second SmartLoan?
As long as your debt is only 60 cents or below, you can request a second loan even if you haven’t paid back your first loan. You also need to be a Smart Prepaid customer, and have been an active Smart user for the past 90 days, having topped-up more than $10 over the past 4 months.
How much will I pay back and how do I do it?
If you loan 20 cents, you will pay back 25 cents. If you loan 50 cents, you will pay back 60 cents. If you loan $1, you will pay back $1.20. If you loan $2, you will pay back $2.40. Loans are automatically repaid the next time you top up.